You’re arguing against a position I never took. My statement wasn’t “everything currently lives inside the model.” It was: “If all of that lives inside the model, you are not designing architecture.”

So we will probably get it in about 3 months when open models will likely have surpassed it

What is expected from past ChatGPT account behavior: Purchased Codex credits, at the large dollar increments offered in ChatGPT, are billed and consumed at the same ultimate dollar rate as the API published token billing. Those somewhat obfuscated “credits”, not valued directly in dollars or API fun bucks, thus can be translated with a bit of thought currently - and with gpt-5.6 solar bodies here showing the same pricing as gpt-5.4 and gpt-5.5.

Not clarified for you: the exact dollar amount included amount in a “reset”, or included in the shorter quota period, or generally included in your subscription. You probably get a deal there as a frequent user, all things considered.